During our lives, we work hard to provide a good home for our families, to save up money for a comfortable retirement and leave a little something for our children and grandchildren.

However, if we need to go into a Care Home, paying the fees can cruelly take all of our savings and force us to sell our homes. The estate that we have carefully created to pass on to our loved-ones can be sold to cover Care Home fees until we have nothing left to give.

It is important to note that when anyone becomes a resident of a Care Home, they are automatically “means-tested” – taking into account their home, savings and assets. Indeed, very few people avoid the costs of care.

If you don’t take steps now . . .

• Your children and grandchildren could lose their whole inheritance

• Your home may have to be sold to pay your Care Home fees

• Your savings and investments could be completely wiped out

• Your income may be means tested and put towards the cost of your care.

The first step to take is to protect your home. This can be done by simply altering the way that you own your house. If you then add an appropriate protective Trust, your house will be protected if either you or your spouse has to go into care. Your cash and assets can also be protected from care costs by simply changing the way that they are invested and held.

Read our helpful Article –
The Beauty of Protective Property Trusts.